Thursday, August 27, 2020
Animal Imagery in the Novel McTeague essays
Creature Imagery in the Novel McTeague papers The epic McTeague by Frank Norris underlines the fundamental thought of voracity and the carnal impacts that insatiability creates in humankind. The focal characters of the novel meet up in San Francisco during the Gold Rush Period. The epic spins around a character known as McTeague, or lovingly known as Mac, an apprenticed dental specialist, and the development his life takes. The epic starts with the youthful McTeague working in a mine and rises above through his life as an expert, his marriage, and his inevitable passing. Candid Norris storyteller depicts the characters of the novel McTeague as creatures disguising in human attire. The characters are an immediate portrayal of the inexcusable side of mankind that waits underneath the surface, trusting that the advantageous time will shed its skin and show itself. All through the novel, the characters over and over fight their inward want to break liberated from their human skin and be the genuine creature that Norris figuratively depicts them to be. In any case, note that the genuine creatures of the world keep on driving their lives far predominant than their human partners. Creatures appear to be over the triviality that we people take part in. They show respectable activities that get away from the human species. The encounter of the two mutts in the road and the feline, which flees from the wrongdoing scene, go to affirm this revelation. The unvarying depiction of McTeague as being huge in height proposes that his character is bestial and crude. Norris depiction of Mac as a lord of brutes can be found in the redundancy of his obstinate murmuring and snorts, and by the calling wherein he works, one which makes impressive torment his customers. He is very instinctual and can't control his enormous body; he is just fit for performing repetitive assignments. His change starts during the treatment of his patient Trina. Macintosh, just because, ba... <!
Saturday, August 22, 2020
Our Barbies, Ourselves Summary Essay -- essays research papers
Our Barbies, Ourselves Summary In an article in Interview Magazine, Emily Prager disks her assessments of Mattel's toy doll Barbie being structured by Jack Ryan, spouse to Zsa Gabor, and fashioner of military rockets. The idea that a doll for little youngsters was planned by such an individual extraordinarily stunned Prager. Suddenly a great deal of things sounded good to me says Prager. The component that Ryan structured Barbie may clarify a portion of the key parts of the doll itself. In spite of the fact that Barbie was made as a toy for young ladies, the sexual idea of the doll proposes it was made for the joy of men and jealousy of ladies. Prager analyzes the figure of Barbie to the sort of ladies who might be found in the Playboy chateau or be a successive visitor on unequivocal network shows. This is the picture of a keeps an eye on... Our Barbies, Ourselves Summary Essay - articles inquire about papers Our Barbies, Ourselves Summary In an article in Interview Magazine, Emily Prager disks her assessments of Mattel's toy doll Barbie being planned by Jack Ryan, spouse to Zsa Gabor, and planner of military rockets. The idea that a doll for little youngsters was structured by such an individual extraordinarily stunned Prager. Suddenly a ton of things sounded good to me says Prager. The component that Ryan structured Barbie may clarify a portion of the key parts of the doll itself. In spite of the fact that Barbie was made as a toy for young ladies, the sexual idea of the doll recommends it was made for the joy of men and jealousy of ladies. Prager looks at the figure of Barbie to the sort of ladies who might be found in the Playboy manor or be a successive visitor on express network shows. This is the picture of a keeps an eye on...
Friday, August 21, 2020
Promoting the Increased Awareness of Pork Consumption
Promoting the Increased Awareness of Pork ConsumptionPromoting the increased awareness of pork consumption is a challenge, especially for an essay topic. It might be difficult to illustrate that pork is a healthy food, because that would require too much reading. Instead, it is best to tell about the characteristics that will make pork a better food compared to others, and make an argument about how its virtues and nutrients can make its consumption an integral part of the diet.In the past, unhealthy consumption of fatty foods was encouraged. The government's goal was to 'keep fit,' since the poor were generally not able to maintain good health. This resulted in more obese children and adults.In modern times, obesity has become a problem, and especially a public health problem. The most severe health risks come from poor nutrition. When people eat poor-quality food, there is no point of keeping them in good health because they will become obese.When individuals were advised to consum e a tasty food, pork appeared on the menu. Its nutritious value was not undermined by its taste, which is a crucial factor in providing consumers with nutritional value. People did not see this as being an ingredient of bad taste, so they ate more of it.Consumption has been seen as a great success and a necessity because animal products like fish and beef came from the nation's national feed stock. In the early 1900s, this increased consumption led to overfishing, particularly in Atlantic waters. This created a mass extinction in fish stocks.In recent years, the concept of pig farming has gained popularity. Pork consumption has taken a new dimension in society, where it has grown into a bigger part of the food industry. In China, pork is a primary ingredient in the diet.The increasing consumption is due to the fact that the world's population is growing rapidly. It is expected that by the year 2050, over one billion people will be living in countries where pork is a common food. The figure is expected to increase as populations in developed countries are expected to decline. The projection does not include Africa, where over half of the population still lives in rural areas.Each of these article topics gives you a different approach to the issue of pork consumption. The main question remains, though: how can the concept be made more appealing and interesting? This is a great challenge, but one that can be easily solved.
Thursday, May 14, 2020
When Is Art Not Really Art Essay - 940 Words
When Is Art Not Really Art? Art is everywhere. Tomb paintings in Egypt, the Sistine chapel in Italy, photography, cave paintings, tattoos, the Greeks, comics, African tribal art, nail designs, the Mayans, hairstyles, graffiti. The list never ends. It is everywhere on Earth during all time periods. There is every style of art imaginable and more. But when is art not art? This is a question that has been asked for years with no real answer coming to light. The most commonly accepted theory is that art is when the artist has captured the spirit of what is being painted, drawn, etc. Most consider art to be something aesthetically pleasing made by an artist with a specific medium. However, there are issues with this definition. One thing mayâ⬠¦show more contentâ⬠¦(Tolstoy) The second issue is a little harder to pin down. For example, take a pre-med student who just so happens to draw some of the most beautiful still life anyone has ever seen in his spare time. He does not sell his work. He does not tell anyone that he can draw. He just keeps his drawings in a folder behind his notes on the pituitary gland. Can people classify him as an artist if no one sees his work? Some say yes, of course he is an artist. It does not matter that only two people have seen his artwork. Others say no, of course he is not an artist. To be an artist he has to be paid to make art and have hundreds of people admire it. Again, a matter of opinion. Third, and finally, medium. In this new age of technology and social media, digital art is a new frontier being explored by thousands of artists. It is quickly overtaking the classic arts and painting a new era in the history of art. However, there are people in the population who are outraged at the thought of the loss of the old ways. How can someone truly be called an artist when not a single pencil, pen, brush, or paint touched their masterpiece? A prudent question, say thousands. Absolute hogwash, say thousands more. The controversy has no end in sight and it is unlikely that there will ever be. Some argue that digital art is truly art becauseShow MoreRelatedEssay On Student Performance Activating Inside Out1637 Words à |à 7 Pages1977/2014 In the art museum the way I tried to see the art is to look at the art then I would read about the photo. Which I realized at is so much more difficult to understand than anything else or why, how, and where is this art piece and why the create it. Some of her art are Unique but some are just not unique or not interest, and basically more random. Of course some people love the art that I have no absolute connection to, which I find to be interesting. When I first saw this photoRead MoreA Student Of Art History Survey1506 Words à |à 7 PagesAs a student of Art History Survey I, I need to complete a museum paper. I wondered if this paper is really a necessary assignment. I did not think of this paper as an assignment, but it as an opportunity to discover and experience great works of art which are certainly more dynamic and realistic than what I learned in the textbook. For my trip, I decided to visit the Dallas Museum of Art, one of the largest art museums in Texas. This museum is a valuable place where I can be immersed in the vastRead MoreArt past to Present Essay741 Words à |à 3 Pages How would you define art? What criteria would you use? -After being in the Creative Arts class my ideas about what art really is and how I would define it has changed. To me art is something that an artist has thought of and then made it. I also think that art should be something that stimulates the senses or the mind in some way. Whether it me a painting with a hidden meaning or music which stimulates your hearing senses. 2. In the coursepack discussion ââ¬Å"what is art,â⬠what four pieces doRead MoreEssay on Art and the Bible1429 Words à |à 6 PagesArt and the Bible Art and the Bible is an interesting approach at looking at art in all of its forms. It also answers the question what is the place of art in the Christian life? Along with the question it tries to put a general perspective on art. The different types of art that are mentioned are writing, painting, poetry, drama and music. The question is answered by looking in the Bible and finding specific example regarding art in all of its forms. The general perspectives on art are lookedRead MoreThe Philadelphia Museum Of Art Museum855 Words à |à 4 PagesThe Philadelphia Museum of Art was my first time to an art museum, and overall I think it was a good experience. When I thought of an art museum, I thought it was going to be all paintings. But as it turns out, that idea was wrong. There were lots of other forms of art there as well. The exhibit that I enjoyed the most was the International Pop exhibit. But there were also many other exhibits that I enjoyed as well. Some of those include; Eu ropean, American, Arms and Armor. All every interestingRead MoreArt Lovers : Art Vs. Music978 Words à |à 4 PagesOh art lovers! Wherefore art thou art lovers? The question throughout the survey we gave to friends and family and The 2012 Survey of Public Participation, all left me asking that same question. Where are all the art lovers going that had been around in previous years? Looking at the data from both graphs its evident in my eyes that the reason for this drop in art lovers is the education and home life that is built into the mindset. When children go to school and do not have an art or music programRead MoreReflection Of Art And Art In The Classroom873 Words à |à 4 Pagesbeginning of this semester, I was not really sure what to expect. Going into this class, I wondered what the course would entail, and how well I would do because I have never been someone who has viewed themselves as being good at art. In saying this, however, throughout the course of this semester, I feel that I have truly grown; I have grown personally, as well as an educator, and for that I am grateful. I have really worked hard this semester and I have really tried to be openminded; openminded toRead MoreShelby s Passion For Art1147 Words à |à 5 PagesI like a lot of things, but I really love drawing and doing all sorts of art.â⬠Everyone is passionate about something, whether they admit it or not. Shelbyââ¬â¢s passion for art is the very definition of passion, she loves all aspects of it and incorporates it into her daily life. Shelby was bullied in middle school and experienced a lot of stress because of it. Art had been used as a stress reliever for her after a rough day. She would spend lots of time in the art room painting away her thoughtsRead MoreExample Of Pop Art Sculpture788 Words à |à 4 PagesPop Art Sculpture As you may know Pop Art was a popular art movement. You probably know it mainly for different types of photographs in a way. Like Andy Warhol who has colorful portraits and different types of subjects. Like the red Elvis, Campbellââ¬â¢s soup can and many others. But you may have not really known that there is Pop Art Sculptures. I have seen a few around and of course I have seen pictures but I never really put it together that it was part of an art movement at the time. One really famousRead MoreArt Integration Reflection Paper1100 Words à |à 5 Pageschildâ⬠I walked in to examine a variety of art supplies and a variety of students. That first day the class explored what is real ââ¬Å"artââ¬â¢s integrationâ⬠. Artââ¬â¢s integration to me had always meant that the school address art. I had thought that if the school were to simply add some type of art class it would count as integrating art into the school curriculum. However, I now know that art integration equa lly addresses the academia with the creative process and art forms. In the beginning of class we created
Wednesday, May 6, 2020
Drug Addiction A Brain Controlling Disease - 823 Words
Unfortunately, in our society today, people have misused and became addicted to drugs. This drug addiction has left a major impact on the brains of each user. Drug addiction is a relapsing brain disease that is characterized by brain malfunction that alters the way the users think and behave. Normal balancing Mechanisms go haywire, allowing the drug to control the brain. Drug addiction has been a major concern for scientist in recent years. With research drug addiction is categorized as a neuron-disease from its large impact on the brain. Drug addiction is a complex brain disease characterized by compulsive, at times uncontrollable, drug craving, seeking, and use that persist, despite potentially devastating consequences. Scientists are calling drug addiction a developmental disease. It usually starts in adolescence or even childhood and can last a lifetime if untreated (Volkow, 2010). Drug addiction changes the brain over time. The changes in the brain caused by repeatedly using dru gs can affect a personââ¬â¢s self-control and his decision making. It also causes intense impulses to take drugs. These changes in the brain, is what makes it so hard and impossible like for the person to stop abusing drugs (addiction, 2010). Even though drug addiction is such a power and brain controlling disease, it is very curable. Scientific discoveries of drug abuse have proven that with the proper treatment, drug control, and medicine drug abusers can be cured quiet easy (volkow, 2010).Show MoreRelatedThe Problem Of Drug Addiction974 Words à |à 4 PagesWhen people think of diseases, what do they think of? Generally we think of heart disease, cancer, diabetes, chronic obstructive pulmonary disease or COPD, etcâ⬠¦ One that people do not generally associate with the term ââ¬Å"diseaseâ⬠is an addiction, whether a person is addicted to alcohol, methamphetamines, marijuana or over the counter drugs, people often have different sides to this. Some may say that an add iction is a disease; others say that an addiction is just a poor choice of a personââ¬â¢s life. Read MoreDrug Addiction777 Words à |à 4 Pages Is drug addiction a choice or a disease? This polemical topic has been in the media for many years and has provoked many debates to ascertain the whole thing. Many researchers have concluded being a drug addict is a disease that is only cured by ââ¬Å"feeding the habitâ⬠. Conversely, there are researchers who assert that drug addiction is just a choice. Having thoroughly taken into consideration both sides of the arguments and doing my own research, my stand remains that being a drug addict is undisputedlyRead MoreIs Drug Addiction A Choice Or A Disease?1743 Words à |à 7 PagesIs drug addiction a choice or a disease ? There are two central debates that often arise when speaking of addiction ; either addiction is a disease caused by the brain, or addiction is a matter of weak will. In comparison the disease model would take responsibility away from the addict and place it on biological reasoning ; the weak will model, would ultimately condemn the addict and place blame on the addicts decision making process and thus blame the addict for their behavior. Utilitarian theoryRead MoreBiopsychosocial Model Essay1381 Words à |à 6 PagesIntroduction The drug epidemic in the United States has been enlightening. Illegal drugs have cost the United States approximately 600 billion in total costs to the economy including lost wages. The biopsychosocial model is a combination of biology (body) and social, psychological (mind, and community (social). The biopsychosocial model provided a holistic approach to medicine. The biopsychosocial approach systematically considers biological, psychological and social factors and their complex interactionsRead MoreDrug Addiction : History, Laws, And Treatment Essay1570 Words à |à 7 Pages Drug Addiction, History, Laws, and Treatment Drug Addiction itself affects almost à â⬠Twenty-three million Americans are currently addicted to alcohol and/or other drugs. Only one in 10 percent of them (2.6 million) receives the treatment they need. The result: a treatment gap of more than 20 million Americansâ⬠(Writer, B. J. 2010). Drug Addiction is it truly a disease or a choice? Many state authority figures say it s a choice not a disease much of science says it s a choice disease, both inRead MorePrevention of Adolescent Drug Addictions1408 Words à |à 6 PagesPrevention of Adolescent Drug Addictions Abstract Drug addictions among todayââ¬â¢s adolescent is climbing to an all-time high rate. Parents need to become more proactive in the prevention of their children becoming addicted to drugs. However, parents alone cannot handle this overwhelming task, the local schools and the community will need to take action also. Together this is a possible task, team work and consistency will prevail and save adolescents from being drug addicts. Read MoreDrug Abuse And Addiction Have Negative Consequences For Individuals And For Society1321 Words à |à 6 Pagesââ¬Å"Drug abuse and addiction have negative consequences for individuals and for societyâ⬠(DrugFacts: Understanding Drug Abuse and Addiction | National Institute on Drug Abuse (NIDA), n.d.). Whether it is illegal substances or it is prescription over use, drug addiction can affect the 18 year old college student or the 70 year old grandmother. Even though drug addiction is still a growing and constant problem each model is fighting to get this problem under control. In this paper we will discuss howRead MoreEssay about The Pros and Cons of Nicotine1500 Words à |à 6 PagesAspects of the Chemical Nicotine Nicotine, one of the most unusual psychoactive drugs known, and the primary pharmacological agent of addiction in cigarettes, triggers powerful physical and psychological reactions in species as diverse as cockroaches and humans. Nicotine has been proven to boost concentration, improve memory and control body weight, as well as alleviating the symptoms of Alzheimers and Parkinsons Disease sufferers. However, research has also established that nicotine adversely affectsRead MoreHeroin Addiction : A Growing Epidemic1474 Words à |à 6 Pages Heroin addiction is a growing epidemic, especially here on Long Island. People of all ages, gender, race, and ethnic backgrounds struggle with this addiction. Heroin is a highly addictive analgesic illegal drug, that many people abuse. The disease of addiction is a powerful illness, that is difficult to recover from. Many wonder if there will ever be a cure. Addicts go through many stages of recovery, and many do not make it through treatment, and unfortunately relapse. Now that it is a commonRead MoreDrugs And Its Effects On The Brain884 Words à |à 4 PagesMany psychiatric and psychoactive drugs that are available on the market, pharmaceutically or illegally, closely resemble neurotransmitters and are actually able to mimic it to the extent that it fools the receptors. Basically, these drugs hijack the neurotransmitters. Once these drugs are ingested, it enters into the brain, gets into the synapse and binds itself to the receptor. This then causes the inappropriate release o f neurotransmitters and alter the breakdown and recycling of neurotransmitters
Tuesday, May 5, 2020
Software Development Life Cycle Use in Health Care-Free-Samples
Question: Discuss about the Software Development Life Cycle Use In Health Care. Answer: The Software Development Life Cycle (SDLC) has undergone a numerous changes over years. This paper has discussed the use of SDLC in the environment of health care. A best example provided based on the health IT. For any software organization, SDLC is helpful to make a software project. The organization can plan, develop, and maintain the specific software. Today, this methodology has found so useful that the software product in the real world environment follow the stages of SDLC. For any software organization, SDLC is helpful to make a software project. The organization can plan, develop, and maintain the specific software. Today is the time were the team in software industry will design, develop and will test the software. With the use of SDLC the completion of the project has estimated cost and within time. This software define every task require to develop and maintain a software. Installation in hospital follows the SDLC process in a home care unit. In the home care, the patients care has taken at patients home. This hospital process acquires and implements the software and performs a better health care service. The process of SDLC has involved some implementation phase and overlapping the testing. For example, the patients take their self blood pressure by a hook up device. The result is then transmitted to the hospital electronically to process, inspect and monitor immediately by the staff attendant. Later, clinicians visit the home of the patient and monitor the process and routine inspection will be performed and maintain on the technology. Whitten, Bentley and Barlow viewed various forms of life cycle in 1994. They came up with the phase of a software development life cycle to complete ones project. Below are the phases of SDLC that the healthcare organization to follow: Planning: The step for planning is made at the time when the need is identified. The concept will be developing a plan. Analyzing and gathering the requirement: The project manager and the stakeholder will focus on gathering the requirement of the business. They will keep meeting with the users, managers and the stakeholders and decide how and what system to use. Then they will decide which data to input into or output by the system. Once the requirement is gathering, it is analyzed for validating and makes some possibility to incorporate the requirement in the system to develop. Finally, for the next phase of the model a document for specifying the requirement is create. Designing: In the designing phase, the health care organization will now design the system and the software from the requirement that has gathered from the first phase. With the system design, the organization can specify the system and the hardware requirement. By specifying the design of the architecture, the system will be helpful in the next phase of the model. Coding or Implementing: Coding is the main phase for the developer in the SDLC to start just after receiving the documents of the design of the system. Testing: When the organization is able to develop a code based on the requirement that was gathered in the first phase, it will be tested to ensure that the product has solved the actual needs of the requirement gathered. A system test, integration test, acceptance test and unit test is done to check to address the requirements. Maintenance: This is the final phase where the customer will use the system that the organization has developed. It will maintain the product that has develop and solved from time to time. Business analyst will undertake every project that follows this phase. They will make and an appointment with the client to understand the requirement of the project needed in the heath care. Later the information has kept in documentation format in MS words that represent the activity diagram, use case diagram, data flow diagram. The business analyst will give the requirement to the software developer to code accordingly and keep track of the project to ensure that the developer has clarified everything about the project. Finally, when the project is completed, it is send to the User Acceptance Testing. During this phase, the business analyst will keep an appointment with the client where the client will check for bugs if any by installing and performing it. In case of bugs found, the project will send back to the development team. With the successful development of the SDLC, program success also develops. The home health organization has successfully achieve, Secure support of the management: It is the management that will dictates the need of the business, the budgets and the product top-level buy-in. Experts of the Technical and business can take the advantages: An expert programmer knows very well about the SDLC model that is appropriate for the toolkits and the programming language to use to make a successful software project. Eventually, business experts also understand the required functionality and the overall demand of the particular software. In addition to this, business expert will determine the cost saving over the products or processes that will be shown by the software. Focal point of the product has to determine: There are some programming part to which priority is given more than any other parts. When developers are able to choose the important elements and take decisions accordingly. If any issue arises, it compromises the overall software functionality. This ensures a point of strong selling in the software that has developed as compare to products that provide mediocre services. Well-defined procedures are as followed: At each of the phase, developer has clear understanding of the goal along the method. It has accepted the tolerance to evaluate each of the goals. Proper documentation has developed for maintenance: Throughout the life cycle, a good documentation will be developed and this will help for a success with the implementation. Thus, the whole concept of SDLC helps in planning the overall development of software. By following, the process of this SDLC the management of the health care will dictates the need of the business. The above mention factors of SDLC have experts to develop and test coding and the business analyst will incorporate or arrange meeting to test the software. With whole this process if any such bugs found in the software. It will return to the developer to make necessary changes and then the application has delivered back to the client. Thus, this concludes that an SDLC phase plays a vital role in an health care organization to plan and maintain the software requirement of the client.
Tuesday, April 7, 2020
Intros and Conclusions - Open with a Quotation
In the Overarching Themes section, we touched on some of the purposes of the introduction and conclusion. Specifically, we discussed how an introduction can orient the reader to the ideas the essay will undertake, and, more briefly, how the conclusion could be useful in synthesizing those ideas. At that point, we were most concerned about coherence of your essays structure.In this section, our purpose becomes slightly narrower for the introduction and broader for the conclusion. That is, having covered one of the two major aspects of the introduction already, we will now focus on the other: how to draw the reader in. On the other hand, since we have not yet covered the conclusion in depth, we will focus here on defining its purpose and offering tips on how to achieve that purpose. Extra: Opening With A QuotationAnother example of a potential mistake is the urge to begin with a quote. Were more interested in what you have to say than in what youve found that some famous person or writ er has to say.à ââ¬â Admissions Officer, Harvard Law SchoolThere is no approach more hackneyed than opening with a quotation. The ones we see at are almost always just marginally clever expressions of the most obvious lessons about hard work, persistence, and fulfilling ones dreamsââ¬âoften barely relevant to the rest of the essay. Occasionally someone will find a quote thats worth a pause, but even then the reader will not be impressed. The very sight of quotation marks at the beginning of your essay might elicit a cringe or sigh.The admissions committee wants to know what you have to say. If you find some fascinating quotation by another person, using it wont make your case for admission any more compelling. In fact, an impatient reader might simply write you off as unoriginal. Neither does quoting a philosopher or Shakespeare make you appear well read, because anyone can consult Bartletts Familiar Quotations to find something that sounds smart.Finally, even quoting you r grandmother or some other wise relative has been done too many times. This is not to say that you shouldnt use dialogue if youre describing a particular episode, but anything that sounds like an aphorism is only going to add triteness to your essayââ¬âno matter how perfectly your life illustrates that theme.Next:à Introductions
Monday, March 9, 2020
Henry Ford essays
Henry Ford essays When Henry Ford was born on June 30th, 1863, neither he nor anyone for that matter, knew what an important role he would take in the future of mankind. Ford saw his first car when he was 12. He and his father where riding into Detroit at the time. At that moment, he knew what he wanted to do with his life: he wanted to make a difference in the automobile industry. Throughout his life he achieved this in an extraordinary way. That is why he will always be remembered in everyones heart. Whenever you drive down the road in your car, you can thank all of it to Henry Ford. Through his life he accomplished extraordinary achievements such as going from a poor farm boy to a wealthy inventor who helped Thomas Edison. When he was a young man, he figured out how to use simple inventions, such as the light bulb. He then taught himself the design of a steamboat engine. His goal was to build a horse-less carriage. He had come up with several designs and in 1896, he produced his first car, the Mo del A. When Fords first car came out, he was interviewed by a reporter and when asked about the history of the car, he had said "History is more or less bunk." Ford worked in Thomas Edisons factory for years and the left to become an apprentice for a car-producer in Detroit. While working there, he established how he was going to make the car. He looked through hundreds of books on bicycles and books on horse and buggies. Ford decided to use wheels from a bicycle, and the same steel framing. From the horse and buggy, he took the idea of the shape of the actual frame. He also made a handlebar that was in the same place as a horse rider for a buggy. When Henry Ford opened his first automobile plant, not only did it bring much attention to the industry, but it also made people want to own a car so that they looked "cool". People knew that this was going to be a successful industry so they wanted to work in it. Even though most people think ...
Friday, February 21, 2020
My Style Shoe Store Essay Example | Topics and Well Written Essays - 1500 words
My Style Shoe Store - Essay Example Starting off the store would just be a one brand store because of high customization that is available for the customers there hardly is a need to develop alternative shoe brands, this is so because different brands are made to cater to different segments of society and people but when people can choose the material, design and design that the shoe would consist of there hardly exists a need for having multiple brands of the shoe. In addition to this just having one brand while starting off would make it easier for the store to publicize its uniqueness and would make it easier in terms of costs and marketing activities plus it would be easier for the brand to cut through the clutter of different brands by different companies and hence it would prove very beneficial for the store in the early stages of its development in the market on the whole. In todayââ¬â¢s environment it is very important for any upcoming business idea to be unique so that it is able to differentiate itself from the existing brands in the market just not for the sake of differentiation but also because there are market leaders that would not want the market to be penetrated by new comers and hence uniqueness is the answer to the stifling competition that every company faces in this modern day era. What better way would there be to cut through this clutter than the use of technology and at that state of the art technology to cut through the competition and hence the idea of a store where customers are given the maximum customization opportunity- your shoe, you design it! This is the basic theme of the endeavor that we have in mind. The finances for this store have been made through individual contributions made by the partners as well as funding through bank loans because the technology that had to be used in the store had to be specially developed an d hence was costly but this kind of technology has been patented
Wednesday, February 5, 2020
Data mining Essay Example | Topics and Well Written Essays - 500 words
Data mining - Essay Example t generally apply: every application must deliver benefits to the users; users must feel comfortable with the way in which the system manipulates and presents information. Data mining is based on statistical analysis and modeling techniques, Data mining becomes a strategic weapon of organizations because it increases significantly the volume of information that can be stored and the ease with which it can be updated. This enables new services to be provided in a way that was not economically feasible before. The three main steps in data mining are discovering, predicting modeling and forensic analysis. ââ¬Å"Discovery is the process of looking in a database to find hidden patterns without a predetermined idea or hypothesis about what the patterns may beâ⬠(Pushpa 2007, p.1). Discovery consists of three subcategories: conditional logic, affinities and associations, trends and associations. ââ¬Å"In predictive modeling patterns discovered from the database are used to predict the future.â⬠(Pushpa 2007, p. 2). Predicting modeling involves outcomes prediction and forecasting. Most of the data mining applications used by an organization consist of simply taking information in one form, performing some very simpl e transformations to that information (rarely more than aggregation and the usual arithmetical operations of addition, subtraction, multiplication and division) and then presenting the processed information in another form. Thus, forensic analysis allows both deviation detection and link analysis. It is defined as: â⬠the process of applying the extracted patterns to find anomalous or unusual data elementsâ⬠(Pushpa 2007, p.2).The underlying architecture of data warehousing that an organization needs to best perform these tasks is obvious. There must be some form of flexible, central data store containing all the information and data that are going to be manipulated, fed by a variety of information-gathering processes. The main data mining techniques are
Tuesday, January 28, 2020
Importance of Physical Activity Essay
Importance of Physical Activity Essay Introduction Physical activity is an important determinant of health. Its fundamental role in energy balance and weight control and in decreasing the risks of coronary heart disease, stroke, hypertension, diabetes, colon cancer, breast cancer, and depression is widely known. But in this fast paced life, people hardly incorporate physical activity in their daily routine. Non communicable diseases have, as a result been on the rise across the world. Even Mauritius have not been spared from this growing concern on diseases. Undeniably, compared to the past, the health of Mauritians has bettered given that now more facilities are available to combat once mortal diseases. Lifespan has increased as a result and the trend is there are more people as from 65 years old with the balance tipping in favour of the female population. The main problem that Mauritius faces nowadays is in terms of non communicable diseases. The new life trend now leads to other complications like diabetes, hypertension, kidney failure, heart problems, smoke and alcohol related problems. Literature review Physical activity is defined as any bodily movement produced by skeletal muscles that requires energy expenditure.(WHO,2013) Regular moderate intensity physical activity is beneficial to health. For instance, it can reduce the risk of cardiovascular diseases, diabetes, colon and breast cancer, and depression. Other benefits include low risk of hip and vertebral fracture and weight control. Types of Physical Activity Aerobic, muscle-strengthening, bone-strengthening, and stretching are the four main types of physical activity. Aerobic Activity Aerobic activity benefits the heart and lungs. Large muscles, such as those in your arms and legs are used the most. Running, swimming, walking, biking, dancing, and doing jumping jacks are examples of aerobic activity. Aerobic activity also is also known as endurance activity. Aerobic activity increases heart rate. The person also breathes harder during this type of activity. Over time, regular aerobic activity makes the heart and lungs stronger and able to work better. Muscle-strengthening activity Muscle-strengthening activities improve the strength, power, and endurance of muscles. Performing pushups and situps, lifting weights, climbing stairs, and digging in the garden are examples of muscle-strengthening activities. During bone-strengthening activities, muscles push against the bones as the feet, legs, or arms support the bodys weight. This helps to strengthen the bones. Running, walking, jumping rope, and lifting weights are examples of bone-strengthening activities. Muscle-strengthening and bone-strengthening activities also can be aerobic if they make the heart and lungs work harder than usual. For example, running is both an aerobic and a bone-strengthening activity. Stretching improves flexibility and ability to fully move the joints. Touching oneââ¬â¢s toes, doing side stretches and yoga exercises are examples of stretching. (AHA,2013) Levels of Intensity in Aerobic Activity Aerobic activity can be performed with light, moderate, or vigorous intensity. Moderate- and vigorous-intensity aerobic activity is better for the heart than light-intensity activity. However, even light-intensity activity is better than no activity at all. The level of intensity depends on how hard you have to work to do the activity. People who are less fit usually have to work harder to do an activity than people who are more fit. Therefore, what is light-intensity activity for one person may be moderate-intensity for another. Light- and Moderate-Intensity Activities Light-intensity activities are common daily tasks that do not require much effort. Moderate-intensity activities make the heart, lungs, and muscles work harder than usual. On a scale of 0 to 10, moderate-intensity activity is given a score of 5 or 6. It causes noticeable increases in breathing and heart rate. Vigorous-Intensity Activities On a scale of 0 to 10, vigorous-intensity activity is a 7 or 8. A person doing vigorous-intensity activity cant say more than a few words without stopping for a breath. Examples of Aerobic Activities Below are examples of aerobic activities. Depending on your level of fitness, they can be light, moderate, or vigorous in intensity: Gardening, such as digging or hoeing that causes your heart rate to go up Walking, hiking, jogging, and running Water aerobics or swimming laps Biking, skateboarding, rollerblading, and jumping rope Ballroom dancing and aerobic dancing Tennis, soccer, hockey, and basketball In the present era, many technological advances and conveniences have made our life easier and less active. But there are other factors that affect participation in physical exercise. For instance, transportation, social capital, and time barriers independently contribute to low levels of physical activity. (Zlot et al., 2006). Physical activity is highly recommended among adults and those aged 18ââ¬â64 years old should do at least 150 minutes of moderately intense physical activity throughout the week or at least 75 minutes of vigorous- activity throughout the week or an equivalent combination of moderate- and vigorous activity.(WHO,2013). Unfortunately, according to the Mauritius non-communicable diseases survey 2009, only 16.5% of Mauritians (10.9% of women and 23.2%of men) undertook sufficient vigorous or moderate physical activity to meet national guidelines, that is, 150 minutes of activity per week. 56% (65.8% of women and 45.7% of men) reported doing no moderate or vigorous leisure time physical activity at all. In line with the NCD survey 2009, the prevalence of type 2 diabetes aged 20-74 years was 21.3%: 21.9% in men and 20.6% in women in Mauritius. The prevalence of hypertension was 37.9%: 35.4% for women and 40.5% for men. The age and gender standardised prevalence of obesity was 16.0%: 11.3% in men and 20.5% in women (Mauritian adult population aged 25 -74 years). Comparing those results with the NCD 2004, the preliminary results of the 2004 NCD Survey indicate that the age-standardised prevalence of diabetes in the Mauritian population aged 20-74 years was 15.0% (15.0% among male, 15.1% among female). The prevalence of hypertension in 2004 in participants aged 20-74 years (standardized on the Census year 2000 population) was 24.2% in males, 22.8% in females and 23.1% in both sexes. In 2004, the age-standardised prevalence of obesity in adults aged 20-74 years was 5.6% among males and 13.7% among females, giving an overall prevalence of 10.3%. On one side, adults do not perform enough physical activity, on the other side, type 2 diabetes; hypertension and obesity are on the rise in Mauritius. Importance of physical activity Benefits of physical activity are widely recognised. Physical activity improves the cardiovascular and respiratory system On a regular basis, moderate- and vigorous-intensity physical activity strengthens the heart muscle. The hearts ability to pump blood to lungs and throughout your body is improved. oxygen levels in your blood rise as more blood flows to your muscles. Capillaries also widen. This allows them to deliver more oxygen to your body and carry away waste products. Physical Activity Reduces Coronary Heart Disease Risk Factors(CHD) On a regular basis, moderate- and vigorous-intensity aerobic activity can lower risk for CHD. CHD is a condition in which plaque builds up inside the coronary arteries. These arteries supply heart muscle with oxygen-rich blood. Plaque narrows the arteries and decreases blood flow to heart muscle. Eventually, an area of plaque can rupture . A blood clot can form on the surface of the plaque. As the clot becomes large enough, it can mostly or completely block blood flow through a coronary artery. A heart attack can result. Certain traits, conditions, or habits may increase the risk for CHD. Physical activity can help control some of these risk factors because it: Can decrease blood pressure and triglyceride levels Can raise HDL cholesterol levels. Maintain blood glucose and insulin levels, which lowers your risk for type 2 diabetes. Decreases levels of C-reactive protein (CRP). This protein is a sign of inflammation. High levels of CRP may suggest an increased risk for CHD. Helps reduce overweight and obesity when combined with a reduced-calorie diet. Physical activity also helps in maintaining a healthy weight over time Can help people to quit smoking. Smoking is a major risk factor for CHD. Inactive people are nearly twice as likely to develop CHD as people who are physically active. According to studies, inactivity is a major risk factor for CHD, just like high blood pressure, high blood cholesterol, and smoking. Physical Activity Reduces Heart Attack Risk For people who have CHD, aerobic activity done regularly improves the function of the heart. It also decreases the risk of a second heart attack in people who already have had heart attacks. Vigorous aerobic activity may not be safe for people who have CHD. Physical activity boosts mental wellness Tension, anxiety, depression and anger are relieved by performing physical activity Exercise increases the flow of oxygen which directly affects the brain. Your mental acuity and memory can be improved with physical activity. Physical activity improves physical wellness. Stronger immunity It enhances your immune system and decreases the risk of developing diseases such as cancer and heart disease. Reduced risk factors Becoming more active can lower your blood pressure by as much as 4 to 9 mm Hg. Thats the same reduction in blood pressure delivered by some antihypertensive medications. Physical activity can also boost your levels of good cholesterol. Recommendations of physical activity AHA Recommendation At least 30 minutes of moderate-intensity aerobic activity at least 5 days per week for a total of 150 OR At least 25 minutes of vigorous aerobic activity at least 3 days per week for a total of 75; or a combination of the two AND Moderate to high intensity muscle-strengthening activity at least 2 or more days per week for additional health benefits. Physical inactivity Physical inactivity has been identified as the fourth leading risk factor for global mortality causing an estimated 3.2 million deaths globally Globally, six percent of deaths are attributed to physical inactivity. This follows high blood pressure (13%), tobacco use (9%) and is equal to high blood glucose (6%). Moreover, physical inactivity is the main cause for approximately 21ââ¬â25% of breast and colon cancers, 27% of diabetes and 30% of ischaemic heart disease burden. (WHO) Physical inactivity Globally, around 31% of adults aged 15 and over were insufficiently active in 2008 (men 28% and women 34%). Approximately 3.2 million deaths each year are attributable to insufficient physical activity. In 2008, prevalence of insufficient physical activity was highest in the WHO Region of the Americas and the Eastern Mediterranean Region. In both these regions, almost 50% of women were insufficiently active, while the prevalence for men was 40% in the Americas and 36% in Eastern Mediterranean. The South East Asian Region showed the lowest percentages (15% for men and 19% for women). In all WHO Regions, men were more active than women, with the biggest difference in prevalence between the two sexes in Eastern Mediterranean. This was also the case in nearly every countrhttp://www.who.int/dietphysicalactivity/factsheet_inactivity/en/y. Physical inactivity and cardiovascular disease The increasing urbanization and mechanization of the world has reduced our levels of physical activity. The World Health Organization believes that more than 60% of the global population is not sufficiently active. If you are physically active you will increase your life span, regardless of any adverse inherited factors. Physical activity, at any age, protects against a multitude of chronic health problems including many forms of cardiovascular disease. Physical activity protects you by regulating your weight and improving your bodyââ¬â¢s use of insulin. Being active is beneficial for your blood pressure, blood lipid levels, blood glucose levels, blood clotting factors, the health of your blood vessels and inflammation, which is powerful promoter of cardiovascular disease. Studies show that doing more than 150 minutes (2 hours and 30 minutes) of moderate physical activity or an hour of vigorous physical activity every week will reduce your risk of coronary heart disease by about 30%. The consequences of physical inactivity are staggering. More of us are overweight. Adult (and childhood) obesity/overweight level continues to increase: 68% of all Adults are obese or overweight. It is more difficult today to create an active lifestyle. People are less active due to technology and better mass transportation. Sedentary jobs have increased 83% since 1950; Physically active jobs now make up only about 25% of our workforce. That is 50% less than 1950. Our average work week is longer. Americans work 47 hours a week 164 more hours a year than 20 years ago. Extra weight costs us physically and financially. Obesity costs American companies $225.8B per year in health-related productivity losses. The average healthcare cost exceeds $3,000 per person annually. An obese employee costs employer additional $460 to $2,500 in medical costs and sick days per year There are previous studies that have been carried out to assess the views of high school students towards physical activity. In 2010 according to the study carried out by Lovell among non-exercising female students in the United Kingdom, that the greatest perceived benefit from exercise was physical performance followed by the benefits of psychological outlook, preventive health, life enhancement, and then social interaction. The greatest perceived barrier to exercise was physical exertion, which was rated significantly higher than time expenditure, exercise milieu, and family discouragement barriers. Another study was carried by Daskapan in 2006 targetting Turkish university students. Current exercise habits and perceived barriers to physical activity were assessed in the sample. Using a Likert Type scale, participants responded an instrument with 12 items representing barriers to physical activity. Mean scores were computed. External barriers were more important than internal barriers. Lack of time due to busy lesson schedule, My parents give academic success priority over exercise. and lack of time due to responsibilities related to the family and social environment were most cited items for physical activity barriers. In 1999, Allison carried out a study to assess the perceived barriers to physical activity among high school students in Metropolitan school in Toronto. Results showed that time constraints due to school work, other interests, and family activities were three of the four barriers considered most important. Female students had more perceived barriers than the male students towards physical activity. Two empirically distinct and theoretically meaningful factors emerged from the analysisââ¬âperceived internal barriers and perceived external barriers. Perceived internal barriers were predictive of physical activity in overall activity and outside of school activity. Perceived external barriers were predictive of overall physical activity and other school activity, but in the direction opposite of that hypothesized. It was concluded that perceived barriers may be predictive of physical activity participation among high school students only under specific conditions. Till date, no study has been carried out in Mauritius among the young population. To combat the rise in non-communicable diseases plaguing Mauritius, it is essential to identify the factors that are preventing young adults, especially the future graduates of our country, from adhering to the national guidelines of 150 minutes physical activity per week. On the same wavelength, the aim of this study is to identify the barriers that influence the students in participating in physical exercise. Findings from the current study will help to investigate the studentsââ¬â¢ motives for physical exercise and the challenges they face in taking part in regular physical exercise. The findings can assist policy makers, to design effective health strategies in promoting physical exercise at the level of the university.
Monday, January 20, 2020
Free Waste Land Essays: The Current Relevance :: T.S. Eliot Waste Land Essays
The Current Relevance of The Waste Land Eliotââ¬â¢s poem, The Waste Land, is at least as relevant to life today as it was in 1922, when it was first published. All of the themes stated at the beginning of the Norton Anthology's introduction to the poem ("spiritual dryness," a lack of "regenerating belief" to give meaning to life, and death without resurrection) are with us to an even greater degree than they were at the time the poem was first published. (Introduction 2146) The attitudes toward sexuality that are implicitly condemned throughout the work have not changed in any way that Eliot would be likely to see as an improvement, either. "The Waste Land" does not merely present an anthropological description of a culture, however, and the solution proposed by Eliot seems as relevant today as it must have been in 1922. Like Blake, Eliot constructs a personal mythology, but Eliot draws on a larger number of sources than Blake does: various religions from both the east and the west, works of literature from around the world, and works of philosophy and anthropology. Eliot refers to the fragmentary references throughout the poem at the end of the poem by saying, "These fragments I have shored against my ruins" -- that is, Eliot has taken fragmentary references and pieced them together in an attempt to come to grips with the modern situation in which he finds himself. (line 431) The references from the poem are nearly always references to the past, when a cultural heritage was common to an entire people, the themes described in the Norton Anthology's introduction were nonexistent (or were problematic to a much lesser degr ee than in the modern era), and when sexuality found its expression in a context Eliot would have seen as appropriate -- a mature relationship between men and women that expresses both love and physical passion. Perhaps more important than the building of this personal mythology, however, is the solution Eliot explicitly offers in "What the Thunder Said." Eliot weaves in a Hindu story in which gods, devils, and humans each ask their common father, Prajapati, for advice.
Sunday, January 12, 2020
Student Educational Loan Fund, Inc.
A Minnesota Student Loan Program www. selfloan. org Table of Contents About the Program Eligibility How to Apply Loan Size Loan Example Costs to the Borrower Loan Repayment Loan Servicer 1 1 3 4 5 5 6 9 This document can be made available in an alternative format to individuals with disabilities by calling (651) 642-0567. March 2008 About the Program The Student Educational Loan Fund, or SELF Loan, can help you pay for your education beyond high school. The program is administered by the Minnesota Office of Higher Education and can be used only for educational purposes. It is a loan, not a scholarship, so it must be repaid. Eligibility An eligible student must: â⬠¢ be enrolled in an eligible school in Minnesota or be a Minnesota resident enrolled in an eligible school in another state or U. S. territory; a list of eligible institutions is available at www. selfloan. rg; â⬠¢ be enrolled at least half time in a program leading to a certificate, associate, baccalaureate, graduate or education degree; â⬠¢ be making satisfactory academic progress as defined by the school; â⬠¢ not be in default of any student educational loan at the current or previous school; â⬠¢ not be currently delinquent in payment of interest or principal on an outstanding loan from the SELF Program, or on any other federal, state, private or institutional student loan program; and â⬠¢ have a credit-worthy co-signer. SELF Loan 1 Co-signer: You must have a credit-worthy co-signer who is either a U. S. itizen or a permanent resident, and who resides in the United States. The co-signer is responsible for making loan payments (interest, principal and other charges) if you fail to make payments. The co-signer is relieved of this responsibility only in the event of death or total and permanent disability of the borrower. A credit-worthy co-signer is one who has no account balances discharged through bankruptcy; no garnishments, attachments, foreclosure, repossession or suit; no more than $300 combined total in unsatisfied credit or unsatisfied payment obligations; or no more than five percent of credit bureau balances past due. The co-signer must be at least 24 years old or 18 years old if a sibling (i. e. , a brother or sister). 2 SELF Loan How to Apply Following are the steps to apply for a SELF Loan: â⬠¢ Meet with a financial aid administrator at your college to discuss your eligibility for a SELF Loan. The financial aid office will use one of four application procedures (online SELF application, the TeleSELF electronic application, paper application or the combination paper/electronic application). The financial aid office can direct you to the appropriate application. The Office of Higher Education determines your eligibility and reviews the credit worthiness of your co-signer. If either the borrower or the co-signer are ineligible, they will be notified. â⬠¢ The approved loan is scheduled for disbursement. On the date of disbursement, you and your co-signer are sent copies of the loan disclosure, which describes the specific terms of the loan and the scheduled disbursement date(s). â⬠¢ Eit her a check is mailed to the school, or funds are electronically transmitted to the school, whichever the school prefers. Funds are disbursed by academic term. You should allow four weeks for the processing of the application and the disbursement of the funds. SELF Loan 3 Loan Size The financial aid administrator at the eligible school will determine the amount you can borrow. The loan amount cannot exceed the total cost of attendance, as defined by the institution, minus other financial aid that the student will receive. The minimum amount is $500. Maximum Loan Amounts The maximum loan is $7,500 for undergraduate levels and $9,000 for graduate levels provided that: â⬠¢ The loan amount shall not exceed the cost of attendance less all other financial aid. You may borrow more than once during an academic year as long as you have not exceeded the grade-level borrowing limits, your request is for at least $500 and adequate time remains to process the application. Cumulative Borrowing Limits The cumulative SELF Loan debt shall not exceed the following grade level limits: $ 7,500 Grade Level 1 $15,000 Grade Level 2 $22,500 Grade Level 3 $30,0 00 Grade Level 4 $37,500 Grade Level 5 $55,500 Grade Levels 6 to 9 (includes all undergraduate and graduate debt) Grade level is determined by the school based on the number of credits earned. SELF Loan Loan Example Here is an example of how a SELF Loan can help you offset the total cost of attendance. Cost of attendance Less available financial aid Federal grants State grants Institutional assistance Private assistance Total Aid Total student obligation Maximum SELF Loan amount (based on grade level) $1,500 0 500 500 ââ¬â $2,500 $7,500 $7,500 $10,000 Costs to the Borrower You must pay interest and principal on the loan. There are no guarantee, origination or processing fees charged. Interest Rate: The interest charged to you may change every quarter. The current SELF interest rate is available at www. selfloan. org. Borrowers pay an interest rate comprised of a percentage (the ââ¬Å"marginâ⬠) that is added to the variable interest rate of the source of money (the ââ¬Å"indexâ⬠). As the index or margin increases or decreases over time, the interest charged will increase or decrease. The index rate is tied to the three-month London Interbank Offered Rates (LIBOR). SELF Loan 5 Loan Repayment Payment of Interest: You must pay interest quarterly while in school. This is called the ââ¬Å"in-school periodâ⬠Interest payments will start . approximately 90 days from the disbursement of the loan. During the first 12 months after graduation or if enrollment drops below half time, the borrower will be converted to a monthly interest repayment schedule. This 12-month period is called the ââ¬Å"transition periodâ⬠. Repayment of Principal and Interest: The period in which monthly principal and interest are paid is called the ââ¬Å"repayment periodâ⬠Near the end of . he 12-month transition period, you can choose between two repayment plans as long as a required repayment period has not started: â⬠¢ The Standard Plan requires the monthly payment of principal and interest starting on the 13th month after graduation or when enrollment drops below half time. â⬠¢ The Extended Interest Plan provides two additional years of monthly interest-only payments. Monthly payment of principal and interest with this plan begins on the 37th month after graduation or termination of study. While the Extended Interest Plan extends the transition period, it shortens the repayment period by the same two years. For SELF Loans from phases starting with SELF IV, if the aggregate principal balances of all SELF Loans is less than $18,750, the maximum repayment period will be 10 years from the end of the ââ¬Å"in-schoolâ⬠status. For SELF Loans from phases starting with SELF IV, if the aggregate principal balances of all SELF Loans is $18,750 or greater, the maximum repayment period will be 15 years from the end of the ââ¬Å"in-schoolâ⬠status. All SELF IV Loans will enter repayment no later than seven years after the first disbursement date on the loan. 6 SELF Loan Additional Loan Repayment Information: â⬠¢ There are no deferment categories in the SELF Program. â⬠¢ SELF Loans cannot be included in federal consolidation programs. Eligibility for repayment of SELF Loans under any student loan repayment program, such as a military program or AmeriCorps, is based on the criteria established by those programs for repayment of non-federal student loans. â⬠¢ A borrower may move back and forth between the in-school and transition periods, but once a transition period has been exhausted and the repayment period entered, the borrower may NOT leave the repayment period. The total amount borrowed will determine the borrowerââ¬â¢s monthly payment; however, the minimum monthly payment of principal and interest is $50. â⬠¢ There is no penalty for prepaying SELF Loans. Transferring Schools: If you transfer to another school or pursue a higher degree at another institution, you must: â⬠¢ enroll before the 12- to 36-month transition period elapses, â⬠¢ enroll in a school that is a member of the SELF Program, and â⬠¢ have time remaining before the seven-year mandatory repayment starts. If the school is not a member of the SELF Program, you will no longer be considered to be in the ââ¬Å"in-schoolâ⬠status. SELF Loan 7 SELF Loan Repayment Examples Amount Borrowed Annual percentage rate during principal repayment period Interest rate applied to principal balance Quarterly interest payments while enrolled Monthly interest payments during transition period Monthly payments of principal and interest $7,500 $7,500 7. 00% 8. 00% 7. 00% 8. 00% $131. 25 $150. 00 $43. 75 $50. 00 108 payments of $93. 80 108 payments of $97. 64 The interest rate varies throughout the life of the loan and may increase or decrease. The example illustrates the repayment schedule for a $7,500 SELF Loan at two different interest rates and assumes that the stated rates do not change. It also assumes that payments of principal and interest will be made over a nine-year term, following interest-only payments during a four-year in-school period and for one year after school. 8 SELF Loan Loan Servicer A Servicer schedules and disburses your loan, sends bills, and keeps track of your loan payments and your current loan status. The Servicer for the SELF Program is Firstmark Services. Contact Firstmark Services for questions about your bill, payments or to make address or enrollment changes: Firstmark Services P. O. Box 25410 Woodbury, MN 55125-0410 Tel: (651) 265-7666 (888) 295-0713 toll free Visit www. firstmarkservices. com to check the status of pending applications and disbursements along with your payment and balance information. Minnesota Office of Higher Education SELF Loan is a program of the Minnesota Office of Higher Education, a state agency providing students with a range of financial aid programs and information to help them gain access to postsecondary education. The agency manages the Minnesota State Grant program, which is a needbased grant program for eligible students who submit the Free Application for Student Aid (FAFSA). The agency also oversees tuition reciprocity programs, Minnesotaââ¬â¢s 529 college savings program, institutional licensing, a college awareness program for youth and serves as the stateââ¬â¢s clearinghouse for data on postsecondary enrollment, financial aid, finance and trends. SELF Loan 9 Minnesota Office of Higher Education 1450 Energy Park Drive, Suite 350 Saint Paul, MN 55108-5227 Tel: 651. 642. 0567 or 800. 657. 3866 TTY Relay: 800. 627. 3529 Fax: 651. 642. 0570 E-mail: [emailà protected] state. mn. us www. selfloan. org www. ohe. state. mn. us à ©2008 Minnesota Office of Higher Education Printed on recycled paper.
Friday, January 3, 2020
Essay about How World Poverty is Changing the Human Race
Poverty is an epidemic which has created a huge dent to human race. More than 50% of the world population lives on less than $2.50 a day. People canââ¬â¢t provide even one proper meal to their children. The income differentials are widening across the globe. What are we doing to reduce this widening? What are we doing to eliminate this menace of poverty? Why canââ¬â¢t we produce enough food for everyone? Why canââ¬â¢t everyone have a proper shelter? Is it the greed in us, the cause for it? Why canââ¬â¢t we help each other and work together to eradicate poverty? Poverty is a menace to humanity. The causes are innumerable. Currently, there are no real solutions. Poverty is a major Global Issue. Deaths and medical conditions due to poverty are muchâ⬠¦show more contentâ⬠¦Literacy, Natural resources, climate, government systems, laws, regulations, culture, greed and many other reasons cause poverty. More than half the world population lives on less than $2.50 a day. At least 80% of humanity lives on less than $10 a day. The poorest 40% of the worldââ¬â¢s population accounts for 5% of global income while the richest 20% accounts for 75% of world income. Poverty affects every nation for a reason. There is no silver bullet to eliminate poverty. No one solution work in every country. There is no one solution to eradicate poverty. Governments should create laws to help bring people above poverty. Rich countries with abundant natural resources should help out poor countries. Benefit systems should be established in all countries. People should unite globally to eliminate this menace. Currently, most of the work is being done by NGOs and non-profit organizations. Instead, governments, people from every walk of life, political leaders and organizations, every human should unite and help each other to eliminate poverty. The unity of the people and desire to help each other is the only real solution that could eliminate poverty forever. 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