Importance of Physical Activity Essay

Importance of Physical Activity Essay Introduction Physical activity is an important determinant of health. Its fundamental role in energy balance and weight control and in decreasing the risks of coronary heart disease, stroke, hypertension, diabetes, colon cancer, breast cancer, and depression is widely known. But in this fast paced life, people hardly incorporate physical activity in their daily routine. Non communicable diseases have, as a result been on the rise across the world. Even Mauritius have not been spared from this growing concern on diseases. Undeniably, compared to the past, the health of Mauritians has bettered given that now more facilities are available to combat once mortal diseases. Lifespan has increased as a result and the trend is there are more people as from 65 years old with the balance tipping in favour of the female population. The main problem that Mauritius faces nowadays is in terms of non communicable diseases. The new life trend now leads to other complications like diabetes, hypertension, kidney failure, heart problems, smoke and alcohol related problems. Literature review Physical activity is defined as any bodily movement produced by skeletal muscles that requires energy expenditure.(WHO,2013) Regular moderate intensity physical activity is beneficial to health. For instance, it can reduce the risk of cardiovascular diseases, diabetes, colon and breast cancer, and depression. Other benefits include low risk of hip and vertebral fracture and weight control. Types of Physical Activity Aerobic, muscle-strengthening, bone-strengthening, and stretching are the four main types of physical activity. Aerobic Activity Aerobic activity benefits the heart and lungs. Large muscles, such as those in your arms and legs are used the most. Running, swimming, walking, biking, dancing, and doing jumping jacks are examples of aerobic activity. Aerobic activity also is also known as endurance activity. Aerobic activity increases heart rate. The person also breathes harder during this type of activity. Over time, regular aerobic activity makes the heart and lungs stronger and able to work better. Muscle-strengthening activity Muscle-strengthening activities improve the strength, power, and endurance of muscles. Performing pushups and situps, lifting weights, climbing stairs, and digging in the garden are examples of muscle-strengthening activities. During bone-strengthening activities, muscles push against the bones as the feet, legs, or arms support the bodys weight. This helps to strengthen the bones. Running, walking, jumping rope, and lifting weights are examples of bone-strengthening activities. Muscle-strengthening and bone-strengthening activities also can be aerobic if they make the heart and lungs work harder than usual. For example, running is both an aerobic and a bone-strengthening activity. Stretching improves flexibility and ability to fully move the joints. Touching one’s toes, doing side stretches and yoga exercises are examples of stretching. (AHA,2013) Levels of Intensity in Aerobic Activity Aerobic activity can be performed with light, moderate, or vigorous intensity. Moderate- and vigorous-intensity aerobic activity is better for the heart than light-intensity activity. However, even light-intensity activity is better than no activity at all. The level of intensity depends on how hard you have to work to do the activity. People who are less fit usually have to work harder to do an activity than people who are more fit. Therefore, what is light-intensity activity for one person may be moderate-intensity for another. Light- and Moderate-Intensity Activities Light-intensity activities are common daily tasks that do not require much effort. Moderate-intensity activities make the heart, lungs, and muscles work harder than usual. On a scale of 0 to 10, moderate-intensity activity is given a score of 5 or 6. It causes noticeable increases in breathing and heart rate. Vigorous-Intensity Activities On a scale of 0 to 10, vigorous-intensity activity is a 7 or 8. A person doing vigorous-intensity activity cant say more than a few words without stopping for a breath. Examples of Aerobic Activities Below are examples of aerobic activities. Depending on your level of fitness, they can be light, moderate, or vigorous in intensity: Gardening, such as digging or hoeing that causes your heart rate to go up Walking, hiking, jogging, and running Water aerobics or swimming laps Biking, skateboarding, rollerblading, and jumping rope Ballroom dancing and aerobic dancing Tennis, soccer, hockey, and basketball In the present era, many technological advances and conveniences have made our life easier and less active. But there are other factors that affect participation in physical exercise. For instance, transportation, social capital, and time barriers independently contribute to low levels of physical activity. (Zlot et al., 2006). Physical activity is highly recommended among adults and those aged 18–64 years old should do at least 150 minutes of moderately intense physical activity throughout the week or at least 75 minutes of vigorous- activity throughout the week or an equivalent combination of moderate- and vigorous activity.(WHO,2013). Unfortunately, according to the Mauritius non-communicable diseases survey 2009, only 16.5% of Mauritians (10.9% of women and 23.2%of men) undertook sufficient vigorous or moderate physical activity to meet national guidelines, that is, 150 minutes of activity per week. 56% (65.8% of women and 45.7% of men) reported doing no moderate or vigorous leisure time physical activity at all. In line with the NCD survey 2009, the prevalence of type 2 diabetes aged 20-74 years was 21.3%: 21.9% in men and 20.6% in women in Mauritius. The prevalence of hypertension was 37.9%: 35.4% for women and 40.5% for men. The age and gender standardised prevalence of obesity was 16.0%: 11.3% in men and 20.5% in women (Mauritian adult population aged 25 -74 years). Comparing those results with the NCD 2004, the preliminary results of the 2004 NCD Survey indicate that the age-standardised prevalence of diabetes in the Mauritian population aged 20-74 years was 15.0% (15.0% among male, 15.1% among female). The prevalence of hypertension in 2004 in participants aged 20-74 years (standardized on the Census year 2000 population) was 24.2% in males, 22.8% in females and 23.1% in both sexes. In 2004, the age-standardised prevalence of obesity in adults aged 20-74 years was 5.6% among males and 13.7% among females, giving an overall prevalence of 10.3%. On one side, adults do not perform enough physical activity, on the other side, type 2 diabetes; hypertension and obesity are on the rise in Mauritius. Importance of physical activity Benefits of physical activity are widely recognised. Physical activity improves the cardiovascular and respiratory system On a regular basis, moderate- and vigorous-intensity physical activity strengthens the heart muscle. The hearts ability to pump blood to lungs and throughout your body is improved. oxygen levels in your blood rise as more blood flows to your muscles. Capillaries also widen. This allows them to deliver more oxygen to your body and carry away waste products. Physical Activity Reduces Coronary Heart Disease Risk Factors(CHD) On a regular basis, moderate- and vigorous-intensity aerobic activity can lower risk for CHD. CHD is a condition in which plaque builds up inside the coronary arteries. These arteries supply heart muscle with oxygen-rich blood. Plaque narrows the arteries and decreases blood flow to heart muscle. Eventually, an area of plaque can rupture . A blood clot can form on the surface of the plaque. As the clot becomes large enough, it can mostly or completely block blood flow through a coronary artery. A heart attack can result. Certain traits, conditions, or habits may increase the risk for CHD. Physical activity can help control some of these risk factors because it: Can decrease blood pressure and triglyceride levels Can raise HDL cholesterol levels. Maintain blood glucose and insulin levels, which lowers your risk for type 2 diabetes. Decreases levels of C-reactive protein (CRP). This protein is a sign of inflammation. High levels of CRP may suggest an increased risk for CHD. Helps reduce overweight and obesity when combined with a reduced-calorie diet. Physical activity also helps in maintaining a healthy weight over time Can help people to quit smoking. Smoking is a major risk factor for CHD. Inactive people are nearly twice as likely to develop CHD as people who are physically active. According to studies, inactivity is a major risk factor for CHD, just like high blood pressure, high blood cholesterol, and smoking. Physical Activity Reduces Heart Attack Risk For people who have CHD, aerobic activity done regularly improves the function of the heart. It also decreases the risk of a second heart attack in people who already have had heart attacks. Vigorous aerobic activity may not be safe for people who have CHD. Physical activity boosts mental wellness Tension, anxiety, depression and anger are relieved by performing physical activity Exercise increases the flow of oxygen which directly affects the brain. Your mental acuity and memory can be improved with physical activity. Physical activity improves physical wellness. Stronger immunity It enhances your immune system and decreases the risk of developing diseases such as cancer and heart disease. Reduced risk factors Becoming more active can lower your blood pressure by as much as 4 to 9 mm Hg. Thats the same reduction in blood pressure delivered by some antihypertensive medications. Physical activity can also boost your levels of good cholesterol. Recommendations of physical activity AHA Recommendation At least 30 minutes of moderate-intensity aerobic activity at least 5 days per week for a total of 150 OR At least 25 minutes of vigorous aerobic activity at least 3 days per week for a total of 75; or a combination of the two AND Moderate to high intensity muscle-strengthening activity at least 2 or more days per week for additional health benefits. Physical inactivity Physical inactivity has been identified as the fourth leading risk factor for global mortality causing an estimated 3.2 million deaths globally Globally, six percent of deaths are attributed to physical inactivity. This follows high blood pressure (13%), tobacco use (9%) and is equal to high blood glucose (6%). Moreover, physical inactivity is the main cause for approximately 21–25% of breast and colon cancers, 27% of diabetes and 30% of ischaemic heart disease burden. (WHO) Physical inactivity Globally, around 31% of adults aged 15 and over were insufficiently active in 2008 (men 28% and women 34%). Approximately 3.2 million deaths each year are attributable to insufficient physical activity. In 2008, prevalence of insufficient physical activity was highest in the WHO Region of the Americas and the Eastern Mediterranean Region. In both these regions, almost 50% of women were insufficiently active, while the prevalence for men was 40% in the Americas and 36% in Eastern Mediterranean. The South East Asian Region showed the lowest percentages (15% for men and 19% for women). In all WHO Regions, men were more active than women, with the biggest difference in prevalence between the two sexes in Eastern Mediterranean. This was also the case in nearly every countrhttp://www.who.int/dietphysicalactivity/factsheet_inactivity/en/y. Physical inactivity and cardiovascular disease The increasing urbanization and mechanization of the world has reduced our levels of physical activity. The World Health Organization believes that more than 60% of the global population is not sufficiently active. If you are physically active you will increase your life span, regardless of any adverse inherited factors. Physical activity, at any age, protects against a multitude of chronic health problems including many forms of cardiovascular disease. Physical activity protects you by regulating your weight and improving your body’s use of insulin. Being active is beneficial for your blood pressure, blood lipid levels, blood glucose levels, blood clotting factors, the health of your blood vessels and inflammation, which is powerful promoter of cardiovascular disease. Studies show that doing more than 150 minutes (2 hours and 30 minutes) of moderate physical activity or an hour of vigorous physical activity every week will reduce your risk of coronary heart disease by about 30%. The consequences of physical inactivity are staggering. More of us are overweight. Adult (and childhood) obesity/overweight level continues to increase: 68% of all Adults are obese or overweight. It is more difficult today to create an active lifestyle. People are less active due to technology and better mass transportation. Sedentary jobs have increased 83% since 1950; Physically active jobs now make up only about 25% of our workforce. That is 50% less than 1950. Our average work week is longer. Americans work 47 hours a week 164 more hours a year than 20 years ago. Extra weight costs us physically and financially. Obesity costs American companies $225.8B per year in health-related productivity losses. The average healthcare cost exceeds $3,000 per person annually. An obese employee costs employer additional $460 to $2,500 in medical costs and sick days per year There are previous studies that have been carried out to assess the views of high school students towards physical activity. In 2010 according to the study carried out by Lovell among non-exercising female students in the United Kingdom, that the greatest perceived benefit from exercise was physical performance followed by the benefits of psychological outlook, preventive health, life enhancement, and then social interaction. The greatest perceived barrier to exercise was physical exertion, which was rated significantly higher than time expenditure, exercise milieu, and family discouragement barriers. Another study was carried by Daskapan in 2006 targetting Turkish university students. Current exercise habits and perceived barriers to physical activity were assessed in the sample. Using a Likert Type scale, participants responded an instrument with 12 items representing barriers to physical activity. Mean scores were computed. External barriers were more important than internal barriers. Lack of time due to busy lesson schedule, My parents give academic success priority over exercise. and lack of time due to responsibilities related to the family and social environment were most cited items for physical activity barriers. In 1999, Allison carried out a study to assess the perceived barriers to physical activity among high school students in Metropolitan school in Toronto. Results showed that time constraints due to school work, other interests, and family activities were three of the four barriers considered most important. Female students had more perceived barriers than the male students towards physical activity. Two empirically distinct and theoretically meaningful factors emerged from the analysis—perceived internal barriers and perceived external barriers. Perceived internal barriers were predictive of physical activity in overall activity and outside of school activity. Perceived external barriers were predictive of overall physical activity and other school activity, but in the direction opposite of that hypothesized. It was concluded that perceived barriers may be predictive of physical activity participation among high school students only under specific conditions. Till date, no study has been carried out in Mauritius among the young population. To combat the rise in non-communicable diseases plaguing Mauritius, it is essential to identify the factors that are preventing young adults, especially the future graduates of our country, from adhering to the national guidelines of 150 minutes physical activity per week. On the same wavelength, the aim of this study is to identify the barriers that influence the students in participating in physical exercise. Findings from the current study will help to investigate the students’ motives for physical exercise and the challenges they face in taking part in regular physical exercise. The findings can assist policy makers, to design effective health strategies in promoting physical exercise at the level of the university.

Free Waste Land Essays: The Current Relevance :: T.S. Eliot Waste Land Essays

The Current Relevance of The Waste Land Eliot’s poem, The Waste Land, is at least as relevant to life today as it was in 1922, when it was first published. All of the themes stated at the beginning of the Norton Anthology's introduction to the poem ("spiritual dryness," a lack of "regenerating belief" to give meaning to life, and death without resurrection) are with us to an even greater degree than they were at the time the poem was first published. (Introduction 2146) The attitudes toward sexuality that are implicitly condemned throughout the work have not changed in any way that Eliot would be likely to see as an improvement, either. "The Waste Land" does not merely present an anthropological description of a culture, however, and the solution proposed by Eliot seems as relevant today as it must have been in 1922. Like Blake, Eliot constructs a personal mythology, but Eliot draws on a larger number of sources than Blake does: various religions from both the east and the west, works of literature from around the world, and works of philosophy and anthropology. Eliot refers to the fragmentary references throughout the poem at the end of the poem by saying, "These fragments I have shored against my ruins" -- that is, Eliot has taken fragmentary references and pieced them together in an attempt to come to grips with the modern situation in which he finds himself. (line 431) The references from the poem are nearly always references to the past, when a cultural heritage was common to an entire people, the themes described in the Norton Anthology's introduction were nonexistent (or were problematic to a much lesser degr ee than in the modern era), and when sexuality found its expression in a context Eliot would have seen as appropriate -- a mature relationship between men and women that expresses both love and physical passion. Perhaps more important than the building of this personal mythology, however, is the solution Eliot explicitly offers in "What the Thunder Said." Eliot weaves in a Hindu story in which gods, devils, and humans each ask their common father, Prajapati, for advice.

Student Educational Loan Fund, Inc.

A Minnesota Student Loan Program www. selfloan. org Table of Contents About the Program Eligibility How to Apply Loan Size Loan Example Costs to the Borrower Loan Repayment Loan Servicer 1 1 3 4 5 5 6 9 This document can be made available in an alternative format to individuals with disabilities by calling (651) 642-0567. March 2008 About the Program The Student Educational Loan Fund, or SELF Loan, can help you pay for your education beyond high school. The program is administered by the Minnesota Office of Higher Education and can be used only for educational purposes. It is a loan, not a scholarship, so it must be repaid. Eligibility An eligible student must: †¢ be enrolled in an eligible school in Minnesota or be a Minnesota resident enrolled in an eligible school in another state or U. S. territory; a list of eligible institutions is available at www. selfloan. rg; †¢ be enrolled at least half time in a program leading to a certificate, associate, baccalaureate, graduate or education degree; †¢ be making satisfactory academic progress as defined by the school; †¢ not be in default of any student educational loan at the current or previous school; †¢ not be currently delinquent in payment of interest or principal on an outstanding loan from the SELF Program, or on any other federal, state, private or institutional student loan program; and †¢ have a credit-worthy co-signer. SELF Loan 1 Co-signer: You must have a credit-worthy co-signer who is either a U. S. itizen or a permanent resident, and who resides in the United States. The co-signer is responsible for making loan payments (interest, principal and other charges) if you fail to make payments. The co-signer is relieved of this responsibility only in the event of death or total and permanent disability of the borrower. A credit-worthy co-signer is one who has no account balances discharged through bankruptcy; no garnishments, attachments, foreclosure, repossession or suit; no more than $300 combined total in unsatisfied credit or unsatisfied payment obligations; or no more than five percent of credit bureau balances past due. The co-signer must be at least 24 years old or 18 years old if a sibling (i. e. , a brother or sister). 2 SELF Loan How to Apply Following are the steps to apply for a SELF Loan: †¢ Meet with a financial aid administrator at your college to discuss your eligibility for a SELF Loan. The financial aid office will use one of four application procedures (online SELF application, the TeleSELF electronic application, paper application or the combination paper/electronic application). The financial aid office can direct you to the appropriate application. The Office of Higher Education determines your eligibility and reviews the credit worthiness of your co-signer. If either the borrower or the co-signer are ineligible, they will be notified. †¢ The approved loan is scheduled for disbursement. On the date of disbursement, you and your co-signer are sent copies of the loan disclosure, which describes the specific terms of the loan and the scheduled disbursement date(s). †¢ Eit her a check is mailed to the school, or funds are electronically transmitted to the school, whichever the school prefers. Funds are disbursed by academic term. You should allow four weeks for the processing of the application and the disbursement of the funds. SELF Loan 3 Loan Size The financial aid administrator at the eligible school will determine the amount you can borrow. The loan amount cannot exceed the total cost of attendance, as defined by the institution, minus other financial aid that the student will receive. The minimum amount is $500. Maximum Loan Amounts The maximum loan is $7,500 for undergraduate levels and $9,000 for graduate levels provided that: †¢ The loan amount shall not exceed the cost of attendance less all other financial aid. You may borrow more than once during an academic year as long as you have not exceeded the grade-level borrowing limits, your request is for at least $500 and adequate time remains to process the application. Cumulative Borrowing Limits The cumulative SELF Loan debt shall not exceed the following grade level limits: $ 7,500 Grade Level 1 $15,000 Grade Level 2 $22,500 Grade Level 3 $30,0 00 Grade Level 4 $37,500 Grade Level 5 $55,500 Grade Levels 6 to 9 (includes all undergraduate and graduate debt) Grade level is determined by the school based on the number of credits earned. SELF Loan Loan Example Here is an example of how a SELF Loan can help you offset the total cost of attendance. Cost of attendance Less available financial aid Federal grants State grants Institutional assistance Private assistance Total Aid Total student obligation Maximum SELF Loan amount (based on grade level) $1,500 0 500 500 – $2,500 $7,500 $7,500 $10,000 Costs to the Borrower You must pay interest and principal on the loan. There are no guarantee, origination or processing fees charged. Interest Rate: The interest charged to you may change every quarter. The current SELF interest rate is available at www. selfloan. org. Borrowers pay an interest rate comprised of a percentage (the â€Å"margin†) that is added to the variable interest rate of the source of money (the â€Å"index†). As the index or margin increases or decreases over time, the interest charged will increase or decrease. The index rate is tied to the three-month London Interbank Offered Rates (LIBOR). SELF Loan 5 Loan Repayment Payment of Interest: You must pay interest quarterly while in school. This is called the â€Å"in-school period† Interest payments will start . approximately 90 days from the disbursement of the loan. During the first 12 months after graduation or if enrollment drops below half time, the borrower will be converted to a monthly interest repayment schedule. This 12-month period is called the â€Å"transition period† . Repayment of Principal and Interest: The period in which monthly principal and interest are paid is called the â€Å"repayment period† Near the end of . he 12-month transition period, you can choose between two repayment plans as long as a required repayment period has not started: †¢ The Standard Plan requires the monthly payment of principal and interest starting on the 13th month after graduation or when enrollment drops below half time. †¢ The Extended Interest Plan provides two additional years of monthly interest-only payments. Monthly payment of principal and interest with this plan begins on the 37th month after graduation or termination of study. While the Extended Interest Plan extends the transition period, it shortens the repayment period by the same two years. For SELF Loans from phases starting with SELF IV, if the aggregate principal balances of all SELF Loans is less than $18,750, the maximum repayment period will be 10 years from the end of the â€Å"in-school† status. For SELF Loans from phases starting with SELF IV, if the aggregate principal balances of all SELF Loans is $18,750 or greater, the maximum repayment period will be 15 years from the end of the â€Å"in-school† status. All SELF IV Loans will enter repayment no later than seven years after the first disbursement date on the loan. 6 SELF Loan Additional Loan Repayment Information: †¢ There are no deferment categories in the SELF Program. †¢ SELF Loans cannot be included in federal consolidation programs. Eligibility for repayment of SELF Loans under any student loan repayment program, such as a military program or AmeriCorps, is based on the criteria established by those programs for repayment of non-federal student loans. †¢ A borrower may move back and forth between the in-school and transition periods, but once a transition period has been exhausted and the repayment period entered, the borrower may NOT leave the repayment period. The total amount borrowed will determine the borrower’s monthly payment; however, the minimum monthly payment of principal and interest is $50. †¢ There is no penalty for prepaying SELF Loans. Transferring Schools: If you transfer to another school or pursue a higher degree at another institution, you must: †¢ enroll before the 12- to 36-month transition period elapses, †¢ enroll in a school that is a member of the SELF Program, and †¢ have time remaining before the seven-year mandatory repayment starts. If the school is not a member of the SELF Program, you will no longer be considered to be in the â€Å"in-school† status. SELF Loan 7 SELF Loan Repayment Examples Amount Borrowed Annual percentage rate during principal repayment period Interest rate applied to principal balance Quarterly interest payments while enrolled Monthly interest payments during transition period Monthly payments of principal and interest $7,500 $7,500 7. 00% 8. 00% 7. 00% 8. 00% $131. 25 $150. 00 $43. 75 $50. 00 108 payments of $93. 80 108 payments of $97. 64 The interest rate varies throughout the life of the loan and may increase or decrease. The example illustrates the repayment schedule for a $7,500 SELF Loan at two different interest rates and assumes that the stated rates do not change. It also assumes that payments of principal and interest will be made over a nine-year term, following interest-only payments during a four-year in-school period and for one year after school. 8 SELF Loan Loan Servicer A Servicer schedules and disburses your loan, sends bills, and keeps track of your loan payments and your current loan status. The Servicer for the SELF Program is Firstmark Services. Contact Firstmark Services for questions about your bill, payments or to make address or enrollment changes: Firstmark Services P. O. Box 25410 Woodbury, MN 55125-0410 Tel: (651) 265-7666 (888) 295-0713 toll free Visit www. firstmarkservices. com to check the status of pending applications and disbursements along with your payment and balance information. Minnesota Office of Higher Education SELF Loan is a program of the Minnesota Office of Higher Education, a state agency providing students with a range of financial aid programs and information to help them gain access to postsecondary education. The agency manages the Minnesota State Grant program, which is a needbased grant program for eligible students who submit the Free Application for Student Aid (FAFSA). The agency also oversees tuition reciprocity programs, Minnesota’s 529 college savings program, institutional licensing, a college awareness program for youth and serves as the state’s clearinghouse for data on postsecondary enrollment, financial aid, finance and trends. SELF Loan 9 Minnesota Office of Higher Education 1450 Energy Park Drive, Suite 350 Saint Paul, MN 55108-5227 Tel: 651. 642. 0567 or 800. 657. 3866 TTY Relay: 800. 627. 3529 Fax: 651. 642. 0570 E-mail: [email  protected] state. mn. us www. selfloan. org www. ohe. state. mn. us  ©2008 Minnesota Office of Higher Education Printed on recycled paper.

Essay about How World Poverty is Changing the Human Race

Poverty is an epidemic which has created a huge dent to human race. More than 50% of the world population lives on less than $2.50 a day. People can’t provide even one proper meal to their children. The income differentials are widening across the globe. What are we doing to reduce this widening? What are we doing to eliminate this menace of poverty? Why can’t we produce enough food for everyone? Why can’t everyone have a proper shelter? Is it the greed in us, the cause for it? Why can’t we help each other and work together to eradicate poverty? Poverty is a menace to humanity. The causes are innumerable. Currently, there are no real solutions. Poverty is a major Global Issue. Deaths and medical conditions due to poverty are much†¦show more content†¦Literacy, Natural resources, climate, government systems, laws, regulations, culture, greed and many other reasons cause poverty. More than half the world population lives on less than $2.50 a day. At least 80% of humanity lives on less than $10 a day. The poorest 40% of the world’s population accounts for 5% of global income while the richest 20% accounts for 75% of world income. Poverty affects every nation for a reason. There is no silver bullet to eliminate poverty. No one solution work in every country. There is no one solution to eradicate poverty. Governments should create laws to help bring people above poverty. Rich countries with abundant natural resources should help out poor countries. Benefit systems should be established in all countries. People should unite globally to eliminate this menace. Currently, most of the work is being done by NGOs and non-profit organizations. Instead, governments, people from every walk of life, political leaders and organizations, every human should unite and help each other to eliminate poverty. The unity of the people and desire to help each other is the only real solution that could eliminate poverty forever. 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